Here is my answer on Quora.
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Question on Quora:
What are some areas in Silicon Valley that have a good public high school (850+) but not so good elementary and middle? We plan on using private schools for educating our kids early on and then use public high schools.
Robert Lei, REALTOR, E-PRO at Century 21 M&M and Associates
Hi, Yes, I know the perfect spot within Silicon Valley for you if you want excellent high school but do not need excellent elementary. One part of Sunnyvale has just this scenario. To see what region I’m talking about, go to this link: Silicon Valley School Districts .
Scroll down and click on “Sunnyvale Elementary”. Look for the light-blue region along the western edge of Sunnyvale bordering Mountain View that says “Vargas Elementary”. This is the part of Sunnyvale that has an excellent public high school (Homestead High School API=873) but not as good elementary (Vargas Elementary API=776). Usually, elementary schools have higher API and the API gets worse as you move from elementary to middle to high school. However, this pocket of Sunnyvale is an exception because Vargas Elementary is joined by the two star elementary schools Cherry Chase Elementary (API = 952) and Cumberland Elementary (API = 947) when they reach high school at Homestead High.
Note: The API scores I’ve reported above are the 3-year average of the last 3 recorded years of the Academic Performance Index (API) from the California Department of Education website.
I’m guessing you are asking for “not so good” elementary because you are hoping to get the good high school without paying such a high price for the house as you would be forced to pay if you bid on houses that had all 3 schools — elementary, middle, and high school — all highly ranked. If so, you are correct that the prices of these homes aren’t quite as high as the homes that are in the Cherry Chase Elementary and Cumberland Elementary attendance areas.
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Showing posts with label "Prescreened" Offers of Credit. Show all posts
Showing posts with label "Prescreened" Offers of Credit. Show all posts
Monday, July 3, 2017
Friday, June 9, 2017
How to Opt-Out of "Prescreened" Offers of Credit
After applying for a loan, you might notice you are suddenly getting more "Prescreened" Offers of Credit based on information in your credit report indicating that you meet certain criteria. How do you Opt-Out of this?
https://www.optoutprescreen.com/opt_form.cgi
Please select from the options listed below to Opt-Out of lists supplied by Equifax, Experian, Innovis and TransUnion for firm offers of credit or insurance. If you have previously completed a request to Opt-Out from receiving firm offers and would like to Opt-In, you may also complete your request on this website.
To exercise your right to Opt-Out of firm offers of credit and insurance, you'll be asked to provide your personal information set out below.
Once you click submit, you will be prompted to enter your personal information. You will have 15 minutes to complete your request.
After you fill out all the requested information and submit, you will get the following confirmation screen:
Tip for managing junk mail:
When junk mail does arrive, don't let it pile up. Instead, get rid of it as soon as you walk in. If you don't have a shredder, keep scissors on hand so you can cut up anything that might contain sensitive information (like credit card offers). Sorting your mail as soon as you get it will keep it from cluttering up your home.
OptOutPrescreen.com
If you get lots of credit offers and want them to stop, you can request that through OptOutPrescreen.com. The service works with all the major credit reporting agencies (Experian, TransUnion, Equifax and Innovis) and you can use it to opt out of credit offers for 5 years or permanently—or opt back in if you decide you'd like to receive them again.https://www.optoutprescreen.com/opt_form.cgi
Please select from the options listed below to Opt-Out of lists supplied by Equifax, Experian, Innovis and TransUnion for firm offers of credit or insurance. If you have previously completed a request to Opt-Out from receiving firm offers and would like to Opt-In, you may also complete your request on this website.
To exercise your right to Opt-Out of firm offers of credit and insurance, you'll be asked to provide your personal information set out below.
• Name
• Address
• Social Security Number
• Date of Birth
Your Social Security Number and Date of Birth are not required to process your request. However, providing this information will help to ensure that we can successfully process your request. This website’s security protocols and features are designed to protect your personal information from unauthorized access or alteration. As an added security measure, we only display the last four digits of your Social Security Number on the confirmation screen. If you do not provide your Social Security Number, we will attempt to process your request without this information.Once you click submit, you will be prompted to enter your personal information. You will have 15 minutes to complete your request.
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After you fill out all the requested information and submit, you will get the following confirmation screen:
The following is a confirmation of your 5 year Opt-Out request. Please click here to print this confirmation for your records. Your request will be completed within 5 business days. Although your request becomes effective with Equifax, Experian, Innovis and TransUnion within five business days of your request, you may not see an immediate reduction in the amount of offers you receive. This is because your name may have already been provided to some companies that have not yet mailed their offers to you. You may continue to receive certain firm offers for several months. While your name will be removed from the lists that Equifax, Experian, Innovis and TransUnion provide to businesses for the purpose of making you a firm offer of credit or insurance, you may continue to receive offers from sources that do not use Consumer Credit Reporting Companies to compile their lists. | ||
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Tip for managing junk mail:
When junk mail does arrive, don't let it pile up. Instead, get rid of it as soon as you walk in. If you don't have a shredder, keep scissors on hand so you can cut up anything that might contain sensitive information (like credit card offers). Sorting your mail as soon as you get it will keep it from cluttering up your home.
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