OptOutPrescreen.comIf you get lots of credit offers and want them to stop, you can request that through OptOutPrescreen.com. The service works with all the major credit reporting agencies (Experian, TransUnion, Equifax and Innovis) and you can use it to opt out of credit offers for 5 years or permanently—or opt back in if you decide you'd like to receive them again.
Please select from the options listed below to Opt-Out of lists supplied by Equifax, Experian, Innovis and TransUnion for firm offers of credit or insurance. If you have previously completed a request to Opt-Out from receiving firm offers and would like to Opt-In, you may also complete your request on this website.
To exercise your right to Opt-Out of firm offers of credit and insurance, you'll be asked to provide your personal information set out below.
• NameYour Social Security Number and Date of Birth are not required to process your request. However, providing this information will help to ensure that we can successfully process your request. This website’s security protocols and features are designed to protect your personal information from unauthorized access or alteration. As an added security measure, we only display the last four digits of your Social Security Number on the confirmation screen. If you do not provide your Social Security Number, we will attempt to process your request without this information.
• Social Security Number
• Date of Birth
Once you click submit, you will be prompted to enter your personal information. You will have 15 minutes to complete your request.
After you fill out all the requested information and submit, you will get the following confirmation screen:
|The following is a confirmation of your 5 year Opt-Out request. Please click here to print this confirmation for your records. Your request will be completed within 5 business days. Although your request becomes effective with Equifax, Experian, Innovis and TransUnion within five business days of your request, you may not see an immediate reduction in the amount of offers you receive. This is because your name may have already been provided to some companies that have not yet mailed their offers to you. You may continue to receive certain firm offers for several months. |
While your name will be removed from the lists that Equifax, Experian, Innovis and TransUnion provide to businesses for the purpose of making you a firm offer of credit or insurance, you may continue to receive offers from sources that do not use Consumer Credit Reporting Companies to compile their lists.
Tip for managing junk mail:
When junk mail does arrive, don't let it pile up. Instead, get rid of it as soon as you walk in. If you don't have a shredder, keep scissors on hand so you can cut up anything that might contain sensitive information (like credit card offers). Sorting your mail as soon as you get it will keep it from cluttering up your home.